FinalPaper1 - Dupee 1 Jack Dupee MWF 9:05-9:55 Ben Hudson Understanding Spending Habits in College Being a college student during today's

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Dupee 1 Jack Dupee September 15, 2010 MWF 9:05-9:55 Ben Hudson Understanding Spending Habits in College Being a college student during today's troublesome economy, I must be able to track and analyze past expenses, as well as plan for future ones. By analyzing my expenses in many different aspects, I am able to determine spending habits. First, I am going to establish whether I am spending too much, and if I am saving enough. Secondly, I will find out if the money I am spending is going towards something that is necessary or if I am simply wasting my money; these two concepts are closely tied to saving and spending. Thirdly, maybe even most important, I must decide how my current spending will affect me in the long run. Finally, I am going to find and evaluate anomalies in my spending to understand how they affect my personal finances. By analyzing my past spending habits and planning my future personal expenses, I will be able to keep saving and spending in check by obtaining a job. Since arriving in Athens I have only spent $246.30 more than what I received from pay checks I was owed from hours I worked over the summer. This amount may seem to be a substantial amount but with it being the beginning of the year I expected these expenses, most of which were planned for were books and school supplies. This past summer I was able to save because I know that there would be expense at the beginning of the school year. I know this from when my brother came to college. Even after paying for the first of the school year needs, I still have money saved for the unexpected expenses that will undoubtedly be encounter
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This document was uploaded on 11/01/2010.

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FinalPaper1 - Dupee 1 Jack Dupee MWF 9:05-9:55 Ben Hudson Understanding Spending Habits in College Being a college student during today's

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