URRISK02_rjs5125, cjm5276

URRISK02_rjs5125, cjm5276 - UrRISK02 4 UrRISK#02 Table#2

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UrRISK02 4 UrRISK#02 Table #  2    Ron Stellabotte / rjs5125 Corey McWilliams / cjm5276
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SRA 311 Fall 2010 I. Introduction This risk assessment looks specifically at the insurable liability risks to the hotel owner that arise from having an on premise Swimming Pool for guest use. According to the Centers for Disease Control and Prevention (CDC) 3,443 died by unintentional drowning, which is about ten deaths per day. More than twenty percent were children under the age of fourteen years old (CDC). Furthermore, more than 850 spinal cord injuries are caused each year by diving accidents (Lindsey & Key). Additionally, over 5,200 emergency room visits each year are due to pool chemical-related injuries (Hlavsa). Purpose The purpose of this risk assessment is to inform the hotel owner of the potential liability he or she may incur because of operating a pool at the Ramada Inn, State College. It is also the intent to show how that liability can be mitigated by direct action of the pool operator or accepted by the pool operator by insuring against the liability. Scope of this risk Assessment This assessment is focused on the legal liability risks and ramifications of operating a pool at the Ramada Inn, State college. It is to include: the outdoor and indoor pool, the pool deck, the Jacuzzi, any flotation devices provided by the operator, the tables and chairs, whether the pool can be accessed after closing time. This assessment does not include or consider any of the following attributes of the hotel: front desk lobby hallways guest rooms banquet facilities restaurant and kitchen bar (if on premises) sidewalks o around the outside of the pool fence, o within the interior of the property, o and next to the parking lot Parking lot
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UrRISK02 4 II. Risk Assessment Approach Ron Stellabotte and Corey McWilliams conducted this risk assessment. Quantitative analysis was used on
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URRISK02_rjs5125, cjm5276 - UrRISK02 4 UrRISK#02 Table#2

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