UrRisk #4 - rjs5125, cjm5276 - ll as the pool deck and...

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#4 4 s5125 - Corey McWilliams / cjm5276 ell as the pool deck and furniture. The round semi circle at the far left of the photo is the Jacuzzi. No life rings or floatation devices can be s
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UrRISK04 2 Table of Contents Introduction This risk assessment looks specifically at the insurable liability risks to the hotel owner that arise from having an on premise Swimming Pool for guest use. According to the Centers for Disease Control and Prevention (CDC) 3,443 died by unintentional drowning, which is about ten deaths per day. More than twenty percent were children under the age of fourteen years old (CDC). 87% of diving accidents happen within three to nine feet of water where as 13% happen within nine to thirteen feet of water(Mark Green). Furthermore, more than 850 spinal cord injuries are caused each year by diving accidents (Lindsey & Key). Additionally, over 5,200 emergency room visits each year are due to pool chemical-related injuries (Hlavsa). Ramada Inn Mission Statement At Ramada Hotel, they are committed to caring for the needs of their clients and associates. They believe their responsibility is to ensure that their guests have an enjoyable and safe stay and are determined to
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UrRISK04 2 ensure that happens. Further, they are committed to continuous development and improvement processes that will adjust as the needs of their clients and associates change. Purpose The purpose of this risk assessment is to inform the hotel owner of the potential liability he or she may incur because of operating a pool at the Ramada Inn, State College. It is also the intent to show how that liability can be mitigated or transferred by direct action of the pool operator and by insuring against the liability. I. Scope of this risk Assessment This assessment is focused on the legal liability risks and ramifications of operating a pool at the Ramada Inn, State college. It is to include: the outdoor pool the pool deck the Jacuzzi any flotation devices provided by the operator whether a lifeguard is on duty or not whether the pool can be accessed after closing time This assessment does not include or consider any of the following attributes of the hotel: front desk lobby hallways guest rooms banquet facilities restaurant and kitchen bar (if on premises) sidewalks o around the outside of the pool fence, o within the interior of the property, o and next to the parking lot Parking lot II. Risk Assessment Approach
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UrRISK04 2 Ron Stellabotte and Corey McWilliams conducted this risk assessment, both trained and qualified risk managers for the Ramada Inn Hotel. Mr. Stellabotte has 8 years of hotel risk management and Mr. McWilliams has 8 years as pool safety engineer. We used High Impact/Low Probability analysis along with on contemporary documentation for swimming pool risks (A Tradecraft Primer). This methodology was determined to be the most accurate because it would address the unlikely risks that have high impacts that exist with a swimming pool. Questionnaires and on site interviews were methodologies not used because
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