real estate finance - full book (500 pgs)

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Unformatted text preview: ......................................................................................... 11-4 Advertising......................................................................................................... 11-7 Penalties............................................................................................................ 11-7 How to Calculate APR ....................................................................................... 11-7 PURCHASE MONEY CREDIT EXTENDED BY SELLERS ................................. 11-12 Application ....................................................................................................... 11-12 Disclosure Requirements................................................................................. 11-12 Disclosure Document....................................................................................... 11-13 Balloon Payments............................................................................................ 11-18 REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA) .......................... 11-18 Application ....................................................................................................... 11-19 Disclosure Requirements................................................................................. 11-19 Settlement Statement ...................................................................................... 11-20 Prohibitions ...................................................................................................... 11-22 Exclusions ....................................................................................................... 11-22 HOUSING FINANCIAL DISCRIMINATION ACT.................................................. 11-23 Disclosure........................................................................................................ 11-23 Purpose ........................................................................................................... 11-2...
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