real estate finance - full book (500 pgs)

Real estate finance full book(500 pgs)

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Unformatted text preview: t pension funds had been invested in government securities and in corporate stocks and bonds. However, the rapid increase in the assets of pension funds and the desire to diversify these investments are causing some fund managers to look at real estate loans as an additional source for investment. CHAPTER QUIZ 1. 3-10 Short–term loans are preferred by: Licensing School for Appraisal, CPA, Contractors, Insurance, Real Estate, Notary, Nurse, Food Handlers, Tax and Securities 3: INSTITUTIONAL LENDERS A. B. C. D. 2. Savings and loan institutions Commercial banks Insurance companies Pension plans Mortgage bankers would likely: A. B. C. D. Use their own funds to make loans Sell loans to investors Service the loans they have sold All of the above 3. Savings and loan institutions get most of their funds for real estate loans from: A. B. C. D. Borrowing from the Federal Reserve Stockholder equity The sale of bonds Individual savings 4. All of the following are Institutional lenders except: A. B. C. D. Mortgage company Commercial bank Savings bank Life insurance company 5. Which lender typically specializes in construction loans? A. B. C. D. Life insurance company Mortgage company Savings bank Commercial bank 6. A homeowner would least likely obtain a small equity loan from a/n: A. B. C. D. Insurance company Small loan company Credit union Commercial bank 7. Which class of lenders experienced the greatest “crisis” in the 1980s? Dynasty School (www.dynastySchool.com) 3-11 REAL ESTATE FINANCE A. B. C. D. 8. Commercial banks Mutual savings banks Life insurance companies Savings and Loan associations Insuring the deposits of commercial banks and savings banks is the A. B. C. D. Office of Thrift Supervision. Savings Association Fund. Federal Home loan Mortgage Corporation. Federal Deposit Insurance Corporation. 9. Which Institutional lender favors very large commercial property loans? A. B. C. D. Savings banks Credit unions Life insurance companies Savings banks 10. The bulk of funds held by commercial banks is in the form of A. B. C. D. Certificates of deposit (CDs). Cash. Demand deposits. Securities. 3-12 Licensing Sch...
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This note was uploaded on 12/30/2010 for the course SOC 101 taught by Professor Zhung during the Spring '10 term at Punjab Engineering College.

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