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Unformatted text preview: have money left over for emergencies or savings. I see that I could make cuts to reduce my families spending when it comes to dining out and new clothes. These two areas we seem to spend quit a lot of money that is not always necessary. Making cuts in these areas will allow for more savings and a little more cushion in the case of an emergency. I am looking forward to making some changes in the way my family spends money and using this personal cash flow worksheet to see what a difference the cuts have made. I believe that by making appropriate cuts where we can, my family and I will be well on our way to a stable financial future as well as teach the children the importance of budgeting and responsibility. My 13 year old has decided to use this worksheet to budget his allowance and start saving....
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- Spring '10