Assignment 9 - Crystal Hammond Projects and Teamwork...

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Crystal Hammond Projects and Teamwork Applications: Question #3 which you may seek credit. This information helps lenders determine your creditworthiness. The use of credit files is regulated by the Privacy Act (1988) and all companies who access credit files must comply with certain obligations. Your credit file is includes the following information: Your identity details: including name, current address, previous addresses, date of birth and drivers license number as known to the credit bureau. Credit enquiries: showing where you have sought credit (e.g. credit and charge cards, mortgages and personal loans) from banks, finance companies, tele-communications and utilities providers in the past five years. Overdue accounts (defaults): showing default listings of accounts that have become 60 days or more past terms, owing $100 or more and for which collections action has commenced. Public record information:
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Assignment 9 - Crystal Hammond Projects and Teamwork...

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