in13 - Chapter 11: Health Care Planning Objectives Identify...

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Unformatted text preview: Chapter 11: Health Care Planning Objectives Identify the major sources of health care plans. Describe the major types of coverage provided by health care plans. Objectives Explain the major provisions of health care plans and insurance policies. Describe the purpose and major features of disability income insurance. How Can You Reduce Your Personal Health Care Costs? Stay well - focus on prevention eat a balanced diet and keep your weight under control avoid smoking and dont drink to excess get enough rest, relaxation, and exercise drive carefully and look for accident and fire hazards in your home Health Insurance and Financial Planning Protection against financial loss due to illness or injury. Part of your overall risk management plan to safeguard your familys economic security medical expense insurance disability income insurance to protect your most valuable asset - your ability to earn an income Health Care Planning Direct medical care Recuperative care Rehabilitation Replacement of income FOUR LOSS TYPES: Health Care Providers Individual Group Lower rates Employee fringe Coverage for existing health problems Health Insurance and...
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in13 - Chapter 11: Health Care Planning Objectives Identify...

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