BMGT 445 lecture 11

BMGT 445 lecture 11 - BMGT445 ProfessorEthanCohenCole

Info iconThis preview shows pages 1–10. Sign up to view the full content.

View Full Document Right Arrow Icon
Click to edit Master subtitle style 3/1/11 BMGT 445 Professor Ethan Cohen-Cole Lecture 11
Background image of page 1

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
3/1/11 Key concepts Operational and technology risk
Background image of page 2
3/1/11 Overview   operational returns and risks importance of optimal management control of labor, capital, and other input sources and their costs. technology impact on risk and return.
Background image of page 3

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
3/1/11 Sources of Operational Risk Technology Employees Customer relationships Capital assets External
Background image of page 4
3/1/11 Importance of Technology Efficient technological base can result in: Lower costs Through improved allocation of inputs. Increased revenues Through wider range of outputs. Earnings before taxes =
Background image of page 5

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
3/1/11 Impact of Technology Interest income can be increased Through wider array of outputs or cross selling. Interest expense can be decreased Through improved access to markets for liabilities Fedwire, CHIPS
Background image of page 6
3/1/11 Impact of Technology Other income can be increased electronic handling of fee generating OBS activities such as LCs and derivatives Noninterest expenses can be reduced Through improved efficiency of back office operations using technology. Especially true for securities-related activities.
Background image of page 7

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
3/1/11 Impact on Wholesale Banking Improvements to cash management: Controlled disbursement accounts Account reconciliation Wholesale lockbox Electronic lockbox Funds concentration Electronic funds transfer
Background image of page 8
3/1/11 Impact on Wholesale Banking (continued)
Background image of page 9

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
Image of page 10
This is the end of the preview. Sign up to access the rest of the document.

Page1 / 27

BMGT 445 lecture 11 - BMGT445 ProfessorEthanCohenCole

This preview shows document pages 1 - 10. Sign up to view the full document.

View Full Document Right Arrow Icon
Ask a homework question - tutors are online