Interest_Calculations

Interest_Calculations - Simple Interest Simple Interest and...

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Simple Interest Seite 1 Simple Interest and Bank Discount Investment PV 99.83 Period in days 28 Result 100.000 Interest year 366 Rate 2.251% Discount FV 100 Period in days 30 Result 99.76250 Interest year 360 Rate 2.8500% Discount into Investment Rate Result 2.8568% Investment into Discount Rate Result 2.24649%
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Future Value One Time Payment: Payment (P) € 5,831.92 Compounding Interest calculation Period (n) 10 Years Result: € 11,207.03 Interest Rate (i) 6.75% Periods per Year 1 Example: Investing today 10.000 Euro for 20 Years with 6%. Value after 20 Years = 32.071,35 Euro Annuity Payment Payment (a) € 200 Period (n) 5 Years Result: € 15,197.96 Interest Rate (i) 9.00% Periods per Year 12 0 Example: Investing each month 100 Euro for 20 years with 6% = 46.204,09 Euro Future Value of an constant growing Annuity Annuity (a) € 2,000 Periods (n) 6 Years Result: € 67,740.52 Interest Rates p.a. (i) 8.00% Growth rate p.a. (g) 4.00% Periods per Year 4 Example: One Time Payment Ordinary Annuity = 1 Annuity Due = 0 n i PV FV ) 1 ( * + = i i a FV n 1 ) 1 ( * - + = ( 29 g i g i a P V n n - + - + = ) 1 ( ) 1 ( *
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Periods per Year: 12 Periods: 40 Interest Rate 2% 4% 6% 7% 8% 9% 10% 11% 12% Payments 1,000 € 2,224 4,940 10,957 16,311 24,273 36,110 53,701 79,834 118,648 2,000 € 4,448 9,880 21,915 32,623 48,547 72,220 107,401 159,669 237,295 3,000 € 6,672 14,820 32,872 48,934 72,820 108,330 161,102 239,503 355,943 4,000 € 8,896 19,759 43,830 65,246 97,094 144,440 214,803 319,338 474,591 5,000 € 11,120 24,699 54,787 81,557 121,367 180,550 268,503 399,172 593,239 6,000 € 13,344 29,639 65,745 97,868 145,640 216,659 322,204 479,007 711,886 7,000 € 15,568 34,579 76,702 114,180 169,914 252,769 375,905 558,841 830,534 8,000 € 17,792 39,519 87,660 130,491 194,187 288,879 429,605 638,676 949,182 9,000 € 20,017 44,459 98,617 146,803 218,460 324,989 483,306 718,510 1,067,830 10,000 € 22,241 49,399 109,575 163,114 242,734 361,099 537,007 798,345 1,186,477 15,000 € 33,361 74,098 164,362 244,671 364,101 541,649 805,510 1,197,517 1,779,716 20,000 € 44,481 98,797 219,149 326,228 485,468 722,198 1,074,013 1,596,690 2,372,955 25,000 € 55,601 123,497 273,936 407,785 606,835 902,748 1,342,517 1,995,862 2,966,193 30,000 € 66,722 148,196 328,724 489,342 728,202 1,083,297 1,611,020 2,395,035 3,559,432 36,000 € 80,066 177,835 394,468 587,211 873,842 1,299,956 1,933,224 2,874,042 4,271,318 40,000 € 88,962 197,595 438,298 652,456 970,935 1,444,396 2,148,027 3,193,380 4,745,909 45,000 € 100,083 222,294 493,085 734,014 1,092,302 1,624,946 2,416,530 3,592,552 5,339,148 50,000 € 111,203 246,994 547,873 815,571 1,213,669 1,805,495 2,685,033 3,991,725 5,932,386 55,000 € 122,323 271,693 602,660 897,128 1,335,036 1,986,045 2,953,536 4,390,897 6,525,625 60,000 € 133,444 296,392 657,447 978,685 1,456,403 2,166,594 3,222,040 4,790,070
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This note was uploaded on 03/02/2011 for the course ECON 101 taught by Professor Xatzis during the Spring '11 term at Thessaloniki.

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Interest_Calculations - Simple Interest Simple Interest and...

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