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BAII PLUS Guidebook_EN

BAII PLUS Guidebook_EN - BA II PLUS Calculator Important...

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BA II PLUS™ Calculator
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ii Important Information Texas Instruments makes no warranty, either express or implied, including but not limited to any implied warranties of merchantability and fitness for a particular purpose, regarding any programs or book materials and makes such materials available solely on an "as-is" basis. In no event shall Texas Instruments be liable to anyone for special, collateral, incidental, or consequential damages in connection with or arising out of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed the purchase price of this product. Moreover, Texas Instruments shall not be liable for any claim of any kind whatsoever against the use of these materials by any other party. USA FCC Information Concerning Radio Frequency Interference This equipment has been tested and found to comply with the limits for a Class B digital device, pursuant to Part 15 of the FCC rules. These limits are designed to provide reasonable protection against harmful interference in a residential installation. This equipment generates, uses, and can radiate radio frequency energy and, if not installed and used in accordance with the instructions, may cause harmful interference to radio communications. However, there is no guarantee that interference will not occur in a particular installation. If this equipment does cause harmful interference to radio or television reception, which can be determined by turning the equipment off and on, you can try to correct the interference by one or more of the following measures: Reorient or relocate the receiving antenna. Increase the separation between the equipment and receiver. Connect the equipment into an outlet on a circuit different from that to which the receiver is connected. Consult the dealer or an experienced radio/television technician for help. Caution: Any changes or modifications to this equipment not expressly approved by Texas Instruments may void your authority to operate the equipment. © 2005 Texas Instruments Incorporated
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Contents iii Important Information ................................................................... ii USA FCC Information Concerning Radio Frequency Interferenceii 1 Overview of Calculator Operations .................................. 1 Turning On the Calculator ............................................................. 1 Turning Off the Calculator ............................................................. 1 Selecting 2nd Functions ................................................................. 2 Reading the Display ....................................................................... 2 Setting Calculator Formats ........................................................... 4 Resetting the Calculator ................................................................ 6 Clearing Calculator Entries and Memories ................................... 6 Correcting Entry Errors ................................................................... 7 Math Operations ............................................................................ 8 Memory Operations ..................................................................... 12 Calculations Using Constants ....................................................... 13 Last Answer Feature ..................................................................... 14 Using Worksheets: Tools for Financial Solutions ........................ 15 2 Time-Value-of-Money and Amortization Worksheets...21 TVM and Amortization Worksheet Variables ............................. 22 Entering Cash Inflows and Outflows ........................................... 25 Generating an Amortization Schedule ....................................... 25 Example: Computing Basic Loan Interest .................................... 26 Examples: Computing Basic Loan Payments ............................... 27 Examples: Computing Value in Savings ...................................... 28 Example: Computing Present Value in Annuities ....................... 29 Example: Computing Perpetual Annuities .................................. 30
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