Chapter 09 Test A

Chapter 09 Test A - Chapter 9 Test A 1. The largest portion...

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1 Chapter 9 Test A 1. The largest portion of health care costs pay for a. hospital expenses. b. prescription drugs. . c. physicians' services. d. nursing home costs. e. medical equipment. 2. The fastest growing segment of the health care industry is a. fee for service plans. b. Medicaid. c. managed care plans. d. All of these are growing at the same rate. e. none of these. 3. Which of the following types of plans pay for some medical costs even when the insured decides to go out of the provider network (without a referral) for services? a. HMO b. IPA c. PPO d. POS e. c and d 4. Which of the following best approximates the length of the average nursing home stay? a. 6 months b. 1 year c. 2.5 years d. 10 years e. 12.3 years 5. In order to qualify for disability insurance under social security, a person must be a. unable to carry out the duties of the current job. b. unable to carry out the duties of any job. c. ill for at least two years. d. willing to undergo rehabilitation. e. none of these 6. All of the following except a ____ are highly recommended for a long-term disability income policy. a. guaranteed renewable clause b. cost-of-living adjustment c. long duration of benefit d. short waiting period e. waiver of premium 7. Your right to continue a health insurance policy if you choose is known as a. policy exclusions. b. persons covered. c. continuation. d. duration of benefits.
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2 e. renewability. 8. Which of the following statements is true about a guaranteed renewable long-term care policy? a.
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Chapter 09 Test A - Chapter 9 Test A 1. The largest portion...

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