Commercial Banks-Industry Overview- From SC3-Chapters 11&13 part2

Commercial Banks-Industry Overview- From SC3-Chapters 11&13 part2

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3/17/11 Intra and Inter State Banking Intra State Branching - McFadden Act of 1927 1980s and early 1990s Inter State Banking through Regional Reciprocal Agreements among states utilizing Bank Holding Companies and acquisitions of banking subsidiaries in other states Inter State Branch Banking under Riegle-Neal Interstate Banking and Branching Efficiency
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3/17/11 Size, Structure, Branches & Offices- A brief summary of key Federal McFadden Act of 1927 – gave states the power to regulate branch banking (for both state and federally chartered banks) within their state boundaries allowed national banks the same branch ability as state banks prohibited interstate branching Glass-Steagall Act 1933 defined commerical banking and separated commercial from investment banking Bank Holding Company Act of 1956, Amendment to the Bank Holding Company Act 1970
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3/17/11 Size, Structure, Branches & Riegle-Neal Interstate Banking and Branching Efficiency Act 1994 -permitted full interstate banking Financial Services Modernization Act of 1999 aka Gramm-Leach-Bliley Act , removed the last of the Glass-Steagall restrictions established Financial Holding Companies
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3/17/11
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3/17/11 Banks, Branches and Total Year Institutions Branches Offices 2008 7,086 82,547 89,633 2007 7,283 79,072 86,355 2006 7,401 76,519 83,920 2005 7,526 73,480 81,006 2004 7,631 70,873 78,504 2003 7,770 68,244 76,014 2002 7,888 66,929 74,817 2001 8,082 65,664 73,746 2000 8,315 64,899 73,214 1999 8,582 64,328 72,910 1998 8,777 62,651 71,428 1997 9,144 60,955 70,099 1996 9,530 58,364 67,894 1995 9,943 56,885 66,828 1994 10,453 55,100 65,553 1993 10,961 52,964 63,925 1992 11,467 52,054 63,521 1991 11,927 52,336 64,263 1990 12,347 50,858 63,205
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3/17/11 Changing Banking Structure Banks, New Charters, Mergers, Failures: 1990-2009
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3/17/11 Top 15 Bank Holding Rank Institution Name (RSSD ID) Location Total Assets
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Commercial Banks-Industry Overview- From SC3-Chapters 11&13 part2

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