Unformatted text preview: is required for some procedures. With both POS and PPO there is a lower copayment for network providers and higher co-pay for out-of-network providers. Consumer-Driven Health Plan is similar to the PPO. Consumer-Driven Health Plans have a high deductible but a low premium. There is also a savings account that is used to pay medical bills before the premium has been met. I believe that the HMO’s provides more benefits to the provider. With HMO’s you may only use their network providers. Patients have to pay a fixed premium for coverage and must only use their doctors and hospitals. PPO’s I believe have more coverage benefits for the consumer. W PPO’s allow patients to use any doctor or hospital they would like to use, but they are charged less if they use one of the doctors or hospitals that have been approved by the PPO plan....
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- Fall '10
- Primary care physician, preferred provider organization, Health maintenance organization, HMO