HCR 230 week 5 assignment

HCR 230 week 5 assignment - Workers compensation is an...

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Workers’ compensation is an insurance program in which state and federal government provide benefits to their employees’ when injured on the job or in a work related incident. Although both state and federal employees’ receive different benefits the main benefits covered are medical expenses, compensation for lost wages and rehabilitation services. Because of the hassle between employers and employees when an employee would get injured, in 1947 it was required for all states to have workers’ compensation insurance. All states have the workers’ compensation benefits but the benefits vary depending on the state. The claims process begins when an employee is injured on the job, he/she is required to report the injury to the employer immediately or within a specified time frame. Once the employer has been notified, the employer must notify the state’s workers’ compensation office and the insurance company. Most of the time the employee must be seen and treated by a physician of the employer or insurance company’s choice. If the patient does not comply benefits may not be granted and the he or she may end up paying out of pocket for treatment as well as being out of work without pay. When an employee is injured on the job all parties involved have certain responsibilities. The
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HCR 230 week 5 assignment - Workers compensation is an...

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