{[ promptMessage ]}

Bookmark it

{[ promptMessage ]}

Hanudin_Final - Journal of Internet Banking and Commerce An...

Info iconThis preview shows pages 1–3. Sign up to view the full content.

View Full Document Right Arrow Icon
Journal of Internet Banking and Commerce An open access Internet journal (http://www.arraydev.com/commerce/jibc/ ) Journal of Internet Banking and Commerce, December 2007, vol. 12, no.3 ( http://www.arraydev.com/commerce/jibc/ ) Internet Banking Adoption Among Young Intellectuals Hanudin Amin Lecturer and Head of Islamic Finance Program, Universiti Malaysia Sabah-Labuan International Campus Postal Address: Labuan School of International Business and Finance, Universiti Malaysia Sabah-Labuan International Campus, Jalan Sungai Pagar, 87008 Labuan Federal Territory, Malaysia www.ums.edu.my Email: [email protected] Hanudin has written several articles in Journal of Internet Banking and Commerce (JIBC). Indeed, this has pursued him to explore more area in Internet Banking and Commerce, to be published in JIBC. His areas of interest are Islamic banking products and e-banking. Abstract The aim of this paper is to study technology acceptance of internet banking among undergraduate students in Malaysia. Thus, the theoretical framework of the paper is based on modified version of Technology Acceptance Model (TAM). This paper develops a technology acceptance model for internet banking, a conceptual framework to explain the factors influencing undergraduate students' acceptance of internet banking. The model employs perceived usefulness (PU), perceived ease of use (PEOU), perceived credibility (PC) and computer self-efficacy (CSE). The first two are two initial constructs for TAM model. The rest are new constructs to be included in the model in order to have an extension of TAM model that better reflects the students’ view. The results suggest that PU, PEOU and PC had a significant relationship with behavioral intention. Further, these measures are good determinant for undergraduate acceptance for internet banking. Results also suggest that PU and PEOU had a significant relationship with CSE. On the contrary, CSE did not associate with PC. Also, PEOU had
Background image of page 1

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full Document Right Arrow Icon