Murali_Final_PDF Ready - Journal of Internet Banking and...

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Journal of Internet Banking and Commerce An open access Internet journal (http://www.arraydev.com/commerce/jibc/ ) Journal of Internet Banking and Commerce, August 2007, vol. 12, no.2 ( http://www.arraydev.com/commerce/jibc/ ) The Impact of E-Commerce Security, and National Environment on Consumer adoption of Internet Banking in Malaysia and Singapore Author's Name: Yahya Dauda, Mphil Author's Title/Affiliation: Research Associate, Faculty of Management Multimedia University Malaysia Postal Address: Persiaran Multimedia, 63000, Cyberjaya, Selangor Malaysia Email: ebirra@hotmail.com Brief Biographic Description: Yahya Dauda recently completed his Masters in Philosophy from the Multimedia University of Malaysia (MMU). He is currently working as a research scholar with the organization. His research interest is Use of ICT for the Financial Service Sector. Author's Name: A. Solucis Santhapparaj, PhD Author's Title/Affiliation: Head of Economics Unit, Faculty of Management Multimedia University Malaysia Postal Address: Persiaran Multimedia, 63000, Cyberjaya, Selangor Malaysia Email: santhapparaj@mmu.edu.my Brief Biographic Description: Dr. Santhapparaj is the Head of the Economics Unit, Faculty of Management, MMU. His research interests are in Economic Development, Management of Economic Policies and Use of IT within Organizations. Author's Name: David Asirvatham Author's Title/Affiliation: Director, Centre for Multimedia Education and Application Division (CMEAD) Multimedia University Malaysia Postal Address: Persiaran Multimedia, 63000, Cyberjaya, Selangor Malaysia Email: david@mmu.edu.my Brief Biographic Description: David is the Director of CREAD at MMU. He also teacher subjects pertaining to Information Systems and Networking at the same institution. David’s research interest is in the domains of ICT implementation, programming and network architecture.
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JIBC August 2007, Vol. 12, No. 2 - 2 - Author's Name: Murali Raman, PhD Author's Title/Affiliation: Senior Lecturer, School of Business and Economics, Monash University Malaysia Postal Address: Jalan Lagoon Selatan, 46150 Bandar Sunway, Selangor, Malaysia Email: Murali.raman@buseco.monash.edu.my Brief Biographic Description: Dr. Raman is a Rhodes Scholar and Fulbright Fellow. He has published in numerous refereed journals in the fields of Information Systems. His research interests are in E-Government, Knowledge Management Systems and Use of ICT within an Organizational Setting in general. Abstract One of the haunting problems of Internet banking in Malaysia is the slow in acceptance of this innovative distribution channel for banking products and services. This paper addresses the perceived e-commerce security influence on adoption of Internet banking, and the role of national environmental factors such as attitude, subjective norms, and perceived behavioral control factors towards adoption, and compares these factors with Singapore Internet banking adoption. This study based on the information collected from sample of 310 respondents drawn from individual banking customer in Malaysia and Singapore. The regression analyses suggested that consumer perceived non-
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Murali_Final_PDF Ready - Journal of Internet Banking and...

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