AREPORT OF SUMMER INDUSTRIAL TRAININGON“A STUDY OF HOME LOANSAT HDFC LTD.”SUBMITTED BY:SUBMITTEDTO:APOORVA JAINMR. SAURABHREG NO. 170903004SHARMAB.COM HONS. V SEMESTERDEPARTMENT OF COMMERCESCHOOL OF BUSINESS AND COMMERCEMANIPAL UNIVERSITY JAIPUR
STUDENTDECLARATIONThis is to certify that I have completed the Project titled “A STUDY OF HOME LOANSAT HDFC LTD.” under the guidance of “Chand Prakash Jain” in the partialfulfilment ofthe requirement for the completion of “Summer Training Project” from “Manipal UniversityJaipur, Rajasthan” This is an original work and I have not submitted it earlier elsewhere.
ACKNOWLEDGEMENTThere is always a sense of gratitude which one express towards others for their help andsupervision in achieving the goals. This formal piece of acknowledgement is an attempt toexpress the feeling of gratitude towards people who helped me in successful completion ofmy training.I would like to express my deep gratitude toMr. Chandra Prakash Jainmy trainingcoordinator for their constant co-operation. He was always there with his competent guidanceand valuable suggestions throughout the pursuance of this research project. Special thanks toMr. Naveen sirwho guided me to work honestly and to give valuable suggestions forimproving my work Last but not least I would also like to place of appreciation to all therespondents whose responses were of utmost importance for the project.Above all, no words can express my feelings to my parents, friends all those persons, friendsall those persons who supported me during my project. I am also thankful to all therespondents whose cooperation & support has helped me a lot in collecting necessaryinformation.I would also like to thank almighty God for his blessings showered on me during the completionof the project.
TABLE OF CONTENTSCHAPTER 1 -INTRODUCTION1.1Introduction to home loans1.2Advantages of home loans1.3Disadvantages of home loans1.4 Disbursement of home loansCHAPTER 2 -OBJECTIVES OF THE STUDY2.1 Purpose of the study2.2 Scope of the studyCHAPTER 3 -RESEARCH METHODOLOGY3.1 Research design3.2 Data collection3.3 Limitations of the studyCHAPTER 4 -INTRODUCTION TO INDUSTRY4.1 The history of home loans in India4.2 Home loan procedure in India4.3 Types of home loanCHAPTER 5 -ABOUT HDFC LTD. HOME LOANSA.)5.1 Normal product5.2 Documents required5.3 Non -Resident Indian5.4 Stages of home loanB.)HDFC REACH HOME LOANS5.5 Reach product and policyCHAPTER 6 -COMPANY PROFILE OF HDFC LTD.CHAPTER 7–CONCLUSIONSBIBLIOGRAPHY
CHAPTER–1INTRODUCTION1.1INTRODUCTION TO HOME LOANSHome is a dream of a person that shows the quantity of efforts, sacrifices luxuries andabove all gathering funds little by little to afford one’s dream.Home is one of the things that everyone one wants to own. Home is a shelter to person wherehe rests and feel comfortable. Many banks providing home loans whether commercial banksor financial institutions to the people who want to have a home.