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Week 4 - Week 4 Discussion Interest rates How do credit...

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Week 4 Discussion Interest rates. How do credit card interest rates differ by company? Define the strategies that companies use to target new customers. Well it really depends on how good your credit score is. For example, the higher your credit score is the lower the interest you’ll receive with any credit card company. Plus if you see that a company is offering low interest rates then there looking for high credit scored. Some companies will allow you to transfer another credit card balance to reduce your interest rate. The one "catch" if you will, is that most companies charge a balance transfer fee of up to 5% in order to take advantage of the balance transfer offer. http://www.debt-help-and-beyond.com/ Credit report. What does a credit report contain? Why is this important to college students? The credit report contains lists of credit-card accounts or loans, the balances, and how regularly you make your payments. It also shows if you have any unpaid loans or credit cards.
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