Chapter 19

Chapter 19 - Chapter19 TheLiabilityRisk 1) A tort is...

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Chapter 19 The Liability Risk 1) A tort is defined as a A) breach of contract which is punishable by a fine. B) legal wrong for which the law allows a remedy in the form of money damages. C) legal wrong against society which is punishable by fines. D) legal wrong against society which is punishable by imprisonment or death. Answer: B Question Status: Previous Edition 2) All of the following are examples of intentional torts EXCEPT A) negligence. B) trespass. C) slander. D) assault. Answer: A Question Status: Previous Edition 3) A situation in which a person is held legally liable even though fault or negligence cannot be proven is an example of A) general damages. B) comparative negligence. C) an intentional tort. D) strict liability. Answer: D Question Status: Revised 4) Failure to exercise the degree of care required by law to protect others from harm is A) premeditated liability. B) vicarious liability. C) punitive damages. D) negligence. Answer: D Question Status: Previous Edition 226 Rejda · Principles of Risk Management and Insurance , Tenth Edition 5) All of the following are elements of negligence EXCEPT A) the ability to pay damages. B) the failure to perform a legal duty to use reasonable care. C) damages or injuries to a claimant. D) proximate cause between the negligent act and the infliction of injury. Answer: A Question Status: Previous Edition 6) Which of the following statements about the elements of negligence is (are) true? I. The negligence of the tortfeasor may arise from a failure to act. II. The damage that results must be in the form of property damage. A) I only B) II only C) both I and II D) neither I nor II Answer: A Question Status: Previous Edition 7) Damages awarded for losses that can be determined or measured are A) special damages. B) general damages. C) punitive damages. D) comparative damages. Answer: A Question Status: Previous Edition 8) Which of the following statements about monetary damages awarded by a court is (are) true? I. The purpose of general damages is to provide benefits for medical expenses or loss of earnings. II. The purpose of punitive damages is to punish the tortfeasor so that others are deterred from
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committing the same wrongful act. A) I only B) II only C) both I and II D) neither I nor II Answer: B Question Status: Previous Edition Chapter 19 The Liability Risk 227 9) Heather sued Robert for injuries suffered in an automobile accident. Based upon the facts presented, the jury concluded that Heather was 40 percent at fault in the accident and Robert was 60 percent at fault. Under the common law doctrine of contributory negligence, the jury should award Heather A) nothing. B) 40 percent of her actual damages.
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Chapter 19 - Chapter19 TheLiabilityRisk 1) A tort is...

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