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Unformatted text preview: At the same time, tighter regulation and the end of the mortgage-refinancing boom are crimping fee income for small banks. Questions: 1. The article seems to suggest that large banks were bailed out in the crisis, while small banks were not. Is this true? If not, how were small banks bailed out? 2. Politicians have been claiming that a big part of the unemployment problem is the lack of supply of bank credit to small businesses? Is this correct? Is the low level of small business lending due to low supply or low demand? 3. The article seems to suggest that the main lending by small banks is C&I lending. Is this true? If not, what is the main lending channel of small banks? 4. If small banks continue to flounder, what will happen to them?...
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- Spring '11