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Financial Page 23-38 - 23 Untitled-2 23 Black 11:40 AM

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ª√–° —π™ ’« ‘μ   à«πÀπ ÷ ËߢÕß·ºπ°“√‡ß ‘π Untitled-2 10/27/05, 11:40 AM 23 Black
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Financial Planning 24 ∑” ‰¡μ âÕß∑”ª√–° —π™ ’« ‘μ 秫“¡·πàπÕπ§◊Õ§«“¡‰¡à·πàπÕπé ‡ªìπ —®∏√√¡¢Õß™’«‘μ∑’ˇ√“∑ÿ°§πμà“ßμ√–Àπ—° °—π¥’ ¬‘Ëߧ«“¡‰¡à·πàπÕπ„π¥â“π√⓬ʆ∑’ˇ°‘¥‰¥â°—∫∑ ÿ°™à«ßμÕπ¢Õß™’«‘μ ¬‘Ë߇ªìπ ‘Ëß∑’ˇ√“‰¡àÕ“® §“¥‡¥“‰¥â‡≈¬ ·¡â‰¡à¡’„§√Õ¬“°„Àâ‡Àμ ÿ°“√≥å∑’ˉ¡à¥’‡°‘¥¢÷Èπ°—∫μ—«‡Õß·≈–§π„π§√Õ∫§√—«°Áμ“¡ ·μà®–¡’„§√ “¡“√∂À≈’°Àπ’‡√◊ËÕ߇À≈à“π’ȉª‰¥â  ‘ËßÀπ÷Ëß∑’Ë®–™à«¬§≈“¬§«“¡°—ß«≈·≈–‡ªìπ°“√  √â“ßÀ≈—°ª√–°—π∑’Ë¡—Ëπ§ß„ÀâÕπ“§μ‰¥â §◊Õ°“√∑”ª√–°—π™’«‘μ∑’Ë®– “¡“√∂„À⧫“¡§ÿ⡧√Õß μπ‡Õß·≈–§√Õ∫§√—«®“°°“√ Ÿ≠‡ ’¬√“¬‰¥â·≈–∑√—æ¬å ‘πμà“ßʆ∑’ˇ°‘¥¢÷ÈπÕ¬à“߉¡à§“¥Ωíπ °“√∑”ª√–°—π™’«‘μ∂◊Õ‡ªìπ à«πÀπ÷ËߢÕß°“√«“ß·ºπ∑“ß°“√‡ß‘π ‡æ√“–™à«¬ √â“ß §«“¡¡—Ëπ§ß·πàπÕπ„Àâ°—∫·ºπ°“√‡ß‘π¢Õߧ ÿ≥ ‡æ√“–À≈—° ”§—≠§◊Õ°“√´◊ÈÕ§«“¡§ ÿ⡧√Õß ·≈–¬ —ß∂ ◊Õ« à“‡ª ìπ°“√ÕÕ¡∑√ —æ¬ åÕ ’°∑“ßÀπ ÷ Ëß πÕ°®“°π Ȭ —ß¡ ’ª√–‚¬™π å„π°“√≈¥À¬ àÕπ¿“… ’‡ß ‘π‰¥ â ÿ§§≈∏√√¡¥“¥â«¬ Untitled-2 10/27/05, 11:40 AM 24 Black
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25 √Ÿ â√Õ∫¥ â“π...·ºπ°“√‡ß ‘π ‡¢â“„®À≈—°°“√°àÕπ∑”ª√–°—π ·¡â®–§ ÿâπ‡§¬°—∫§”«à“ª√–°—π™’«‘μ¥’Õ¬ Ÿà·≈â« ·μ৫“¡À¡“¬¢Õߧ”π’ȇ™◊ËÕ«à“À≈“¬§π ¬—߇¢ â“„®‰¡ à™ —¥‡®ππ —° °“√ª√–° —π™ ’«‘μπ Èπ‡ª ìπ°“√‡©≈ ˬ§ à“§«“¡‡  ˬß√ à«¡° —π¢Õߧπ∑’ Ë∑”ª√–° —π ‚¥¬∑ÿ°§π®–®à“¬‡ß‘π à«πÀπ÷Ëß„Àâ°—∫∫√‘…—∑∑’Ë√—∫º‘¥™Õ∫ ‡√’¬°«à“† ‡∫’Ȭª√–°—π¿—¬ ´÷ËßÕ“®®– ®à“¬§√—È߇¥’¬«À√◊Õ®à“¬‡ªìπß«¥ ·≈–‡¡◊ËÕ‡°‘¥‡Àμÿ¢÷Èπ ∫√‘…—∑®–™¥„™â‡ß‘π§◊πμ“¡®”π«π∑’Ë º
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