Financial Page 109-129

Financial Page 109-129 - 109

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Unformatted text preview: 109 √Ÿâ√Õ∫¥â“π..·ºπ°“√‡ß‘π  √â“ßÕπ“§μ¥â«¬°“√«“ß·ºπ≈ß∑ÿπ (Investment Planning) 48-CP-004_109-129_G 10/11/05, 10:42 AM 109 Financial Planning 110 §«“¡  ”§—≠¢Õß°“√«“ß·ºπ‡æ◊ËÕ°“√≈ß∑ÿπ°—∫°“√«“ß·ºπ∑“ß°“√‡ß‘π §π‡√“¡—°®–«“¥À«—ß∂÷ßÕπ“§μ∑’Ë¥’°«à“ ·≈–μâÕß°“√ªí®®—¬μà“ßʆ¡“‡μ‘¡‡μÁ¡™’«‘μ„Àâ  ¡∫Ÿ√≥å·∫∫¢÷Èπ ‰¡à«à“®–‡ªìπ∫â“π √∂ ·ºπ°“√»÷°…“¢Õß∫ÿμ√ À√◊Õ·¡â·μà™’«‘μÀ≈—߇°…’¬≥ ∑’Ë¡’§ÿ≥¿“æ ·μà°“√®–‰¥â¡“´÷Ë߇ߑπ°âÕπμ“¡®”π«π∑’ËμâÕß°“√π—Èπ μâÕßÕ“»—¬°“√«“ß·ºπ °“√‡ß‘π„Àâ√—¥°ÿ¡ ·≈–¡’°“√∫√‘À“√®—¥°“√∑’Ë¥’ ‡æ√“–≈”æ—ß·§à‡ß‘π – ¡‡æ’¬ßÕ¬à“߇¥’¬«Õ“®¬—ß ‰¡àæÕ ®–μâÕß¡’°“√π”‡ß‘π°âÕππ’ȉª≈ß∑ÿπ„ÀâßÕ°‡ß¬ÕÕ°¡“ ‡æ◊ËÕ∑’Ë®–∫√√≈ÿ‡ªÑ“À¡“¬∑’Ëμ—È߇Փ‰«â ‡¡◊ËÕ§ÿ≥¡’‡ªÑ“À¡“¬∑“ß°“√‡ß‘π∑’Ë¡’∑‘»∑“ß™—¥‡®π·≈â« §ÿ≥μâÕ߇√‘Ë¡æ‘®“√≥“«à“ªí®®ÿ∫—ππ’È ¡’‡ß‘π‡√‘Ë¡μâπÕ¬Ÿà‡ªìπ®”π«π‡∑à“„¥ ®“°π—Èπ®÷ß«“ß·ºπ«à“®–π”‡ß‘π°âÕππ’ȉª≈ß∑ÿπ„π≈—°…≥–‰Àπ ∂÷ß®–‰¥âº≈μÕ∫·∑π∑’Ë∑”„Àâ‡ß‘π°âÕππ’ȇæ‘Ë¡§à“¢÷Èπ®π‡∑à“°—∫®”π«π‡ß‘π∑’ËμâÕß°“√„π√–¬–‡«≈“ ∑’Ëμ—È߇ªÑ“À¡“¬‰«â 48-CP-004_109-129_G 10/11/05, 10:42 AM 110 111 √Ÿâ√Õ∫¥â“π..·ºπ°“√‡ß‘π Time †Value †of †Money ªí®®—¬ ”§—≠∑’ËμâÕßπ”¡“§‘¥√à«¡¥â«¬‡ ¡Õ‡¡◊ËÕ®–«“ß·ºπ°“√≈ß∑ÿπ§◊Õ ‡√◊ËÕß§à“¢Õ߇ߑπ „π·μà≈–™à«ß‡«≈“ ‡æ√“–°“√μ—¥ ‘π„®∑’Ë®–≈ß∑ÿπ„πªí®®ÿ∫—ππ—Èπ º≈μÕ∫·∑πμà“ßʆ®–‡ªìπ ‰ªμ“¡∑’ˇ√“§“¥À«—ßÀ√◊Õ‰¡à ¢÷ÈπÕ¬Ÿà°—∫°“√§“¥°“√≥å°“√≈ß∑ÿπ„πÕπ“§μ«à“®–‡ªìπ‰ª¥—ߧ“¥ À√◊Õ‡ª≈à“ ¥—ßπ—Èπ‡√“®”‡ªìπ®–μâÕ߇ª√’¬∫‡∑’¬∫§à“¢Õ߇ߑπ„π®”π«π‡∑à“°—π„π™à«ß√–¬–‡«≈“∑’Ëμà“ß°—π ‚¥¬μ—«·ª√∑’Ë®–∑”„Àâ§à“¢Õ߇ߑπμà“ß°—ππ—Èπ §◊ÕÕ—μ√“¥Õ°‡∫’Ȭ∑∫μâπ∑’ˇ√“®”‡ªìπμâÕ߇√’¬π√Ÿâ...
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Financial Page 109-129 - 109

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