o How does a personal cash flow statement help you organize your finances? A personal cash flow statement may help you organize by putting all of your finances into perspective. By listing your projected and actual earnings, you get a visual of where you start every month and what your income is. Going through your monthly spending and listing what amount that you may spend on everything, from bills to entertainment, may help you see where you are spending your money. By doing so, you can get a bigger picture of your spending, giving you a better look at what you absolutely need and what you could possibly live without or cut down on, ultimately saving you money. o What was the most interesting thing you learned about completing this worksheet? The most important thing that I learned about by completing this worksheet is that I have too much month left at the end of the money. My wife and I tend to overspend sometimes on unnecessary things. These “things” can range anything from grocery shopping, clothes shopping, or entertainment, such as going to the
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