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Unformatted text preview: H IPAA Evaluation Checkpoint: Week 3 The Health Insurance Portability and Accountability Act protects health insurance coverage for workers and their families when they change or lose their jobs. H IPAA also promotes the use of medical savings accounts, improving access to long-term care services and coverage as well as simplifying the administration of health insurance. As federal law, it limits pre-existing condition exclusions and permits special enrollment when certain life or work events occur. The H IPAA prohibits discrimination against employees and any dependent based on their health status, and guarantees the availability and renewability of health coverage to certain employees and individuals in general terms, allowing also the portability for group coverage from one carrier to another group carrier. There are many different pros and cons for many different people because of this program....
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- Spring '11