学校写的

学校写的

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Q1 Customer? 1The relationship of banker and customer does not arise unless both parties intend to enter into such a relationship. 2There must be evidence to show that a bank accepted a person as a customer and dealt with that person on that footing: Robinson v Midland Bank Ltd (1925) 41 TLR 402; Stewart v Bank of Australia (1883) 9 VLR (L) 240 . 3Accordingly a person for whom a bank merely performs a casual service would not be a customer. Bank account a pre-requisite 4A person must have some sort of account. Either a current of savings account ( Hart v Sangster [1957] 1 Ch 337; 2 All ER 208 ) or some similar relationship to make him or her a customer: For example, a fixed or term deposit account: Dixon v bank of New South Wales (1896) p211 Duration of relationship unimportant 5A person becomes a customer immediately he or she opens an account with a bank even though he or she may never operate on account. It is not necessary for there to be some regular course of habit or dealing in the sense of regularly visiting the bank or doing business with it. In , p212 21.7 P212 21.8 banker-customer relationship established immediately when the date bank accepted the instructions of the would-be customer even though at that time there was no account in existence. In
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This note was uploaded on 10/08/2011 for the course LAW 101 taught by Professor Jan during the Three '11 term at Monash.

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学校写的

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