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SSI DI WC - PAM2040 DisabilityInsurance 100%ofPIAunderDI...

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PAM 2040 Disability and Worker’s Comp
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Disability Insurance A worker who is  permanently disabled  can get  100% of PIA under DI Must have worked for 5 of 10 previous years Judged “disabled” by state review board Eligible for Medicare after 2 years
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Disability Insurance What if you are injured before working? SSI Children Deaf, Blind, Down’s Syndrome, Muscular Dystrophy, HIV,  Physical birth defects Medicaid SSDI Disabled before age 22  Medicare and Medicaid ~9 million non-elderly adults on one of these  programs
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Disability Insurance 1960-1977   DI rolls rose from 425k to 2.8  million 1980-1985   DI rolls fell 1989-2001   2.9 million – 5.3 million Applications rose from 602k in 1991 to 924k in 2003
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What determines DI rolls? Decisions of the board 22% “reversal rate” in Parsons(1991) Economy
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