Julius Karp thinks of Morris as a shlimozel and thinks that Morris is "inept, unfortunate," meaning that he is unfortunate because he is inept, but Karp is only partly right, and much that he thinks is inept results from the warmth in Morris that contrasts strikingly with Karp's calculating coldness (Karp's name suggests that he is a cold fish, a carp). Morris' variant of the shlimozel is the man who can do for others but not for himself, in this case because of a combination of charitable kindness and a too passive acceptance of his own doom. Morris allowed Charlie Sobeloff to cheat him. He took a store in a poor neighborhood and almost literally buried himself in it. But some of his best traits are related to his failures. He extends credit that will never be redeemed, but not only out of kindness; it is also a kind of self-torture, an embracing of his miserable lot. His generosity is chiefly based on kindness
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