Roosevelt and Hoover had deep personal resentment between them. FDR was reluctant to take responsibility for any actions that he himself did not take, and refused to cooperate with Hoover's plans. Although some say that Roosevelt did not take the banking crisis of the last days of the Hoover administration as seriously as he should have, there are signs that he thought the American banking system would actually collapse before the Hoover administration left the White House. Roosevelt was reluctant to play any part in such a folly. Such a lack of cooperation on FDR's part make some critics suspect that he came to the Presidency without a clear plan. Yet as speeches made before his Presidency show, he was committed to progressive ideas and social welfare. He often feigned conservatism in private conversation with advisors and
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