File2-page135 - B u r g e s s & P a n d e ( 2 3...

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Unformatted text preview: B u r g e s s & P a n d e ( 2 3 ) C r e d i t a n d M i c r o fi n a n c e Urban Aggregate Agricultural Factory IV IV IV IV IV IV IV IV 1961-89 1977-2000 survey years (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Number branches opened in rural 2.09** 1.15-4.74**-0.65-4.10**-4.70**-6.83**-4.20* 0.07* 0.04 unbanked locations per capita (0.79) (1.02) (1.79) (1.06) (1.46) (1.82) (2.80) (2.26) (0.04) (0.08) IMPLIED ELASTICITY-0.36-0.32 0.25 Number of bank branches in 1961 -0.43***-0.47-0.26*-0.46*-0.43-0.79*-0.45-0.006 0.005 per capita * 1961-2000 trend (0.16) (0.26) (0.13) (0.22) (0.26) (0.44) (0.28) (0.003) (0.01) Post-1976 dummy* (1977-2000) -0.31-1.42-2.06-1.39-2.13-1.31 0.04 0.03 trend (1.22) (2.29) (1.65) (2.03) (2.58) (3.32) (0.05) (0.06) Post-1989 dummy*(1990-2000) 5.37**-1.08-0.47-1.55-0.45 0.78 0.11-0.05 trend (2.46) (2.33) (1.01) (1.75) (2.90) (2.61) (0.06) (0.04) State and year dummies YES YES YES YES YES YES YES YES YES YES Other controls NO YES YES YES YES YES YES YES YES YES Overidentification test p-...
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