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Exhibit 2 - Exhibit 2.13 2-1 The Internet Investments...

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2-1 Exhibit 2.13
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2-2 The Internet Investments Online http://www.ssa.gov http://ww.ibbotson.com http://www.mfea.com/ http://InvestmentStrategies/Calculators/default.asp http://www.asec.org http://www.financialengines.com http://www.cfainstitute.org http://www.troweprice.com http://www.theamericancollege.edu http://www.cfp.net http://www.napfa.org http://www.fpanet.org
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2-3 Appendix: Objectives and Constraints of Institutional Investors Mutual Funds Pool investors funds and invests them in financial assets as per its investment objective Endowment Funds They represent contributions made to charitable or educational institutions
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2-4 Appendix: Objectives and Constraints of Institutional Investors Pension Funds Receive contributions from the firm, its employees, or both and invests those funds Defined Benefit – promise to pay retirees a specific income stream after retirement Defined Contribution – do not promise a set of benefits. Employees’ retirement income is not an obligation of the firm
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