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The Workers Compensation Claims Process

The Workers Compensation Claims Process - The Workers...

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The Workers’ Compensation Claim Process Jennifer Dutton HCR/230 January 22, 2012 Abstract The purpose of this paper is to elaborate on the workers’ compensation claims process. While researching the workers compensation process the results revealed that many American workers are injured on the job each year. The majority of injured workers on jobs do file a claim for workers compensation to assist them in medical and monetary payment from time loss on the job due to injuries. The employee receives weekly monetary payments if the injured was job related. Although, sometimes when injuries occur and the employee files a claim the claim may be disputed or denied. If a claim is denied the employee will not receive payment until the dispute has been settled. Once an employee is injured on-the-job it is his or her responsibility to report the injury to his or her employer. A failure to report the injury or sickness may result in a loss of compensation benefits.
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The Workers’ Compensation Claim Process Work also referred to as employment is something most people do for wages to provide a living for themselves and their families. However, many times during job performances injuries take place. A survey, which was conducted by FindLaw, showed that at least 28% of American adults declare he or she was injured on the job. Men alone averaged a 36% rate of work-related injuries. Surveys show that 43% of on-the-job injuries resulted in more than one-week of absence from work, and 31% for more than a month. As a result of the on-the-job injuries 53% filed a workers' compensation claim. Workers' compensation is a mandatory insurance program by the state that provides compensation to employees who suffer job-related injuries and illnesses (Croteau, 2010). Workers' compensation insurance provides assistance to injured on-the-job employees and includes benefits such as medical care, and weekly monetary payments. If an employee is
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