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Unformatted text preview: required if you need to see a spet for any reason. With a Consumer Driven Health Plan the patient pays directly until the high deductible is met. You will also have a pretty high deductible, but the overall premium will be lower. This type of plan also has a saving account benefit that allows people to save untaxed wages that they can then use to pay for their out of pocket medical bills. I believe, from what I have learned, that a Point of Service (POS) plan sounds like the best for a consumer. It covers preventive care and you can see network providers or out of network providers. This is very helpful when you are searching for a doctor. Even though the copayments may be a little higher, at least they help with some of it whereas most of the others want you to only see certain providers....
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- Spring '11
- preferred provider organization, Health maintenance organization, indemnity plan