Regulation

Regulation - Regulation Laws and regulations govern many...

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1 Laws and regulations govern many aspects of banking: Ownership, control, and management Limits to single borrowers or groups of borrowers Capital requirements Locations and branching Service and product offerings Regulation
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2 Bank supervision and regulation promotes and maintains: A sound, safe, and stable banking system. Secure place for depositors to place their funds. Dependable framework for businesses and individuals to access credit. Reliable channel for The Fed to conduct monetary policy. An efficient and competitive banking system. Prohibits monopolies and anti-competitive behavior.  An ‘even-handed’ or ‘fair’ banking system. Provides consumer protection. Regulation
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Regulatory Structure 3 Safety and Soundness Monetary Policy Credit Allocation Consumer Protection Investor Protection Entry and Chartering
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Safety and Soundness 4 Regulators rate a bank’s financial condition, operational
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This note was uploaded on 01/26/2012 for the course FIN 4620 taught by Professor Patriciarobertson during the Spring '12 term at Kennesaw.

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Regulation - Regulation Laws and regulations govern many...

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