1 - Recent evidence to inform the health policy debate(1)

1 - Recent evidence to inform the health policy debate(1) -...

Info iconThis preview shows pages 1–5. Sign up to view the full content.

View Full Document Right Arrow Icon

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
This is the end of the preview. Sign up to access the rest of the document.

Unformatted text preview: Recent evidence to inform the health policy debate: effects of community rating and employer mandates ECO 381 November 8, 2011 Theory • We’ve seen that: – Experience rating can limit adverse selection – Some argue that with community-rated premiums, the individual mandate is needed to limit adverse selection (otherwise, healthiest people will not buy insurance) – Employer mandates will expand health insurance coverage, but they may detract from growth of real wages and may reduce employment (depends on elasticity of supply of labor and elasticity of demand for labor) Health Care Reform • Health care reform include an employer and an individual mandate • Eliminate experience rating of policies in non-group insurance market • However, some states have already experimented with these policies – what can we learn from their experiences? Effects of community rating in New York State • Buchmueller & Dinardo (1999) • At least 45 states have imposed some state- level reforms intended to stop practices that...
View Full Document

This note was uploaded on 02/08/2012 for the course ECON 320 taught by Professor Chan during the Spring '11 term at SUNY Albany.

Page1 / 14

1 - Recent evidence to inform the health policy debate(1) -...

This preview shows document pages 1 - 5. Sign up to view the full document.

View Full Document Right Arrow Icon
Ask a homework question - tutors are online