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Unformatted text preview: personal information, I can see the name, address, date of birth, and social security number which are very private information. Second, I find out there are so many different types of credit cards individuals can choose. Such as open-ended, secured, closed-ended, unsecured, reward or rebate, retail cards. People in different situation can choose different kinds of cards. First way to improve credit is check the bills frequently and make a payment on time that can avoid late payment. Make sure the account is in balance is very important. Second way to improve credit is to make a alert on the cell phone or E-mail. In this way, it can remind credit card holders to pay the bills before the deadline and let them know how much they spent each 1 Xie time. Third way to improve credit is to keep the balance in lower limit, so the holders will not spent too much that they can not afford. 2...
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- Fall '10
- Credit card, Credit history, Fair Credit Reporting Act, Danqing Xie