mhw10all

mhw10all - Assessments Assessment Types Question Pools...

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Assessments Assessment Types Question Pools Statistics : mhw10 Submission Status | Total Scores | Questions | Statistics | Item Analysis | Export | Special Rutgers Export View : Final Score Number of Points Number of Students 1 - 8 1 >8 - 15 0 >15 - 22 4 >22 - 29 2 >29 - 36 2 >36 - 43 10 >43 - 50 21 >50 - 57 14 >57 - 64 13 Submissions 67 Total Score Possible 68 Mean 47.10 Median 48 Mode 48 Range 1 - 64 Quartile 1 41.5 Quartile 3 56 Standard Deviation 12.37 Part 1, Question 1 (Single Correct) To eliminate the abuses of the state-chartered banks, the ________ created a new banking system of federally chartered banks, supervised by the ________. 53 Responses National Bank Act of 1863; Office of the Comptroller of the Currency
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5 Responses Federal Reserve Act of 1863; Office of Thrift Supervision 5 Responses Federal Reserve Act of 1863; Office of the Comptroller of the Currency 2 Responses National Bank Act of 1863; Office of Thrift Supervision Responses 65 % Students All Correct 81 Part 1, Question 2 (Single Correct) A common element in all of the banking crisis episodes in different countries is 18 Responses deposit insurance. 20 Responses increased regulation. 17 Responses the existence of a government safety net. 11 Responses lack of competition. Responses 66 % Students All Correct 25 Part 1, Question 3 (Single Correct) Thrift institutions include 2 Responses brokerage firms 50 Responses mutual savings banks. 10 Responses insurance companies. 3 Responses commercial banks. Responses 65 % Students All Correct 76
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An important factor in producing the subprime mortgage crisis was 18 Responses weak incentives for mortgage brokers to use complicated mortgage products. 9 Responses strong incentives for the mortgage brokers to verify income information. 30 Responses lax consumer protection regulation. 8 Responses onerous rules placed on mortgage originators. Responses 65 % Students All Correct 46 Part 1, Question 5 (Single Correct) Moral hazard and adverse selection problems increased in prominence in the 1980s 53 Responses following a burst of financial innovation in the 1970s and early 1980s that produced new financial instruments and markets, thereby widening the scope for risk taking. 10 Responses as deregulation required savings and loans and mutual savings banks to be more cautious. 2 Responses following a decrease in federal deposit insurance from $100,000 to $40,000. 1 Response as interest rates were sharply decreased to bring down inflation. Responses 66 % Students All Correct 80 Part 1, Question 6 (Single Correct) In September 2008, the Reserve Primary Fund, a money market mutual fund, found itself in the situation know as "breaking the buck." This means that 58 Responses they could no longer afford to redeem shares at the par value of $1. 2 Responses
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mhw10all - Assessments Assessment Types Question Pools...

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