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Unformatted text preview: itemize your valuables Home office provision may be requested or you could purchase a separate policy Homeowners Insurance Policy Provisions (contd) Liability insurance Included to cover any lawsuits resulting from an event occurring in your home or on your property Many other expenses can also be included Expenses incurred by homeowners insurance companies Homeowners Insurance Policy Provisions Personal liability coverage provides protection if someone is injured on your property Factors that affect homeowners insurance premiums Value of insured home Deductible Location Degree of protection Discounts Homeowners Insurance Premiums Reducing your homeowners insurance premium Increase your deductible Improve protection Use one insurer for all types of insurance Stay with the same insurance company Shop around...
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- Spring '12