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Chapter 11 d - hold a specific driver liable for causing...

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Factors That Affect Auto Insurance Premiums Characteristics of your car Value of car Repair record of your car Your personal characteristics Your age Your mileage Your driving record Factors That Affect Auto Insurance Premiums (cont’d) Your location Your driver training Your school performance Comparing premiums among insurance companies Always obtain several different quotes Several Web sites offer quotations Compare prices at renewal time Factors That Affect Auto Insurance Premiums (cont’d) Focus on Ethics: Impact of Lawsuits and Fraud on Premiums Fraudulent claims are unmerited claims Injuries are often exaggerated Insurance companies pass on increased costs to policyholders No-fault insurance programs: do not
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Unformatted text preview: hold a specific driver liable for causing the accident If You Are In An Auto Accident Contact police immediately Request information from the other driver(s), including insurance information Obtain contact information from witnesses Take pictures of any evidence If You Are In An Auto Accident (cont’d) Write down details of accident Ask for a copy of police report File a claim with your insurance company immediately Save receipts for any expenses and submit to insurance company Homeowner’s Insurance Homeowner’s insurance: provides insurance in the event of property damage, theft, or personal liability relating to your home...
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