Unformatted text preview: • 2nd behind technology in % of US Economy • Shift from % financial assets in just banks to pension funds, mutual funds, etc. • MASSIVE consolidation since 1985, top 3 share 1/3 total % • M&A • Real estate loans have become majority since 1980's • ROA/EPS decreasing for KBW/Banks in general • At cycle end, many banks are looking for consolidation for help as they are 'wounded' • Case Study: BB&T with Regions Bank Merger • Together would create #5 market share • Dominant presence throughout SE, Texas, • Would need capital raised, possibly too big/too risky portfolio...
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- Spring '10
- NII, Regional Bank, Regions Bank Merger, Anderson- ‘How Banks