Unformatted text preview: the penalty for going below that?” If you do not have direct deposit set up, some banks may require you to pay a monthly fee. How much is the monthly fee? Will I be able to access that account with a debit card? A lot of banks have an overdraft protection plan, this helps spend more than what you have in your account, and it is a good question to ask. They may be hiding some additional fees, so be sure to ask them if there are any other fees....
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- Spring '10
- Cheque, Overdraft, monthly fee, Authorization hold