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Unformatted text preview: I have many years of experience with these products. I currently have a checking and savings account that I make bi-weekly deposits on. I am not charged for either account because I have direct deposit set up to my checking, and I have an automatic transfer set up for fifteen dollars that goes into my savings. I have learned that it is a smart financial plan to have an overdraft protection plan. If you spend more than what you have in your checking account it will transfer money from your savings to your checking, so that you do not get charged any fees....
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- Spring '10