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SELF ASSESSMENTS WORK VALUES In Understanding Your Values, I learned quite a bit about myself. When looking at working conditions I realized that I am not to keen on manual, physical labor. I would not do well as a carpenter or construction worker. The same holds true for high pressure occupations. I often get stressed out when I feel control it out of my hands. I find that I perform at my best when there is precise work to be performed with little room for error. This is especially true when I have clear cut guidelines for my task and are given independence from others to accomplish my project. When I was a loan officer for a few different mortgage companies it was simple, either follow regulations or find a new job or worse yet face criminal charges. We also worked whatever hours we wanted. Most of the time I would not get to work until noon or later. Many people thought I was a slacker, but little did they know I didn't leave work until around 8:00 p.m. I found that it was harder to contact people during the day. There was a lot of down time in between 10:00 a.m. and 4:00 p.m. One thing that I realized when the market started to dry up was the uncertainty of the future. It was great when you could show someone 5.25% on a 30 year fixed note, but as the refinance boom came near an end, it became clear what a cut throat business I was in. People were resulting to bait and switching, stretching appraisals and blatent fraud in order to close a loan. It's hard to say that you can't sympathize with people for sometimes walking the grey area. We had to close $8000 in fees a month in order to keep our job. If you had two months in a row under this mark you were canned. When it comes to work purposes I am mainly driven by expertise and material gain. I knew when I was training to be a loan officer I wanted to have the best working knowledge of all our lenders and their products. I took all of our lenders programs home and studied them each
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night. It didn't take long before I knew where I could get the best rate and term while making myself a substantial profit. Of course I wanted to make money, otherwise why bother. I found myself maxing the fees as often as I could, many times ending up in Section 32. Many times I would present a deal with a ridiculous amount fees and see if the customer bit. If they didn't I told them I would look into things to see if I could find them something different. I would call them back the next day and lower the rate but increase my fees stating that the lender required a certain amount to which I had no control of. Relationships at work are very important to me. While I do like to work alone with minimal contact, it still helps to like the people you work with. It makes life so much easier when you can get along with your coworkers. Although you do not need to be best friends with coworkers, it is still important to share a mutual respect for one another. I know I learned a lot from my previous coworkers. You pick up certain skills that you would not otherwise attain
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This note was uploaded on 04/02/2012 for the course ECON 1 taught by Professor 1 during the Spring '12 term at The University of Oklahoma.

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