Task 3 Healthcare Financing.docx - Task 3 Healthcare Financing Task 3 Western Governers University A1 The United States vs Japan\u2019s Healthcare System

Task 3 Healthcare Financing.docx - Task 3 Healthcare...

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Task 3: Healthcare FinancingTask 3Western Governers UniversityA1. The United States vs. Japan’s Healthcare System:
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Task 3: I will compare the U.S. healthcare system with that of Japan. The Unites States’population is made of 327,037,562 million inhabitants (worldpopulationreview.com, 2018). Bypopulation, the U.S. ranks the third largest country in the world after China and India. Japan, onthe other hand, is a group of small islands in the Pacific Ocean in north-east Asia. Japan’spopulation is 127,150,502 million inhabitants (worldpopulationreview.com, 2018). In the U.S. there is no universal health system to cover such large amount of people.Instead we have several private and government ran programs that provide medical coverage.Most Americans pay for their health care through their employers. Government funded programssuch as Medicare and Medicaid cover the elderly, disabled, the poor and children. However,many Americans still do not have any health insurance. Japan, on the other hand has universal health coverage which means everyone isuniversally covered by the public Statuary Health Insurance System (SHIS). There are severalSHIS plans based on age, employment status and where they live. Japanese healthcare system isknown to be first class and affordable. This is thought to contribute to Japan’s high lifeexpectancy rate. According to the latest World Health Organization data published in 2018Japan’s life expectancy is 81.1 years in men and 87.1 years in women which is ranked top in theworld (who.com, 2018). However, Japan is also an aging population which means there are lessworking-age people in the economy creating a strain in health care coverage in general. A2. Healthcare Access by Children, the unemployed and Retirees:
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Task 3: In the United States children, the unemployed or retirees may access healthcare byvisiting an outpatient clinic, a community health center or by going to the Emergency Room in ahospital. The patient pays a copay specified by their insurance plan for the medical servicesrendered. If they do not have insurance them they are required to pay out of pocket. TheEmergency Medical Treatment and Labor Act (EMTALA) is a law that protects patient’s beingrefused medical attention at emergency rooms no matter if they have insurance or not (cms.org,2018).In the United States, Medicaid provides health coverage for low-income children,pregnant women, children with disabilities and children in foster care till the age of 26 years old.Medicaid is a joint federal program that finances health coverage for certain low-incomefamilies. The Children’s Health Insurance Program (CHIP) provides healthcare to children infamilies with incomes higher than the Medicaid eligibility, but who couldn’t afford privateinsurance. Families with low incomes may also purchase affordable coverage through a health
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