HO_practice_exam_summer_2007

HO_practice_exam_summer_2007 - Practice exam Homeowners...

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- Homeowners Section I and II - summer 2007 Name___________________________________ MULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers the question. 1) Persons insureds under Section I of the Homeowners 3 policy include which of the following? I. A spouse of the named insured if living in the same household II. The named insured ʹ s children who are under age 24 and who are full - time college students A) I only B) II only C) both I and II D) neither I nor II 1) 2) Section I of the Homeowners 3 policy provides coverage for all of the following EXCEPT A) personal property. B) medical payments. C) loss of use. D) other structures. 2) 3) All of the following are covered under the dwelling coverage (Coverage A) of the Homeowners 3 policy EXCEPT A) any structure attached to the dwelling. B) materials and supplies intended for construction of a detached garage. C) materials and supplies intended for alteration or repair of the dwelling. D) the land on which the insured dwelling is located. 3) 4) Which of the following statements about the coverage for other structures (Coverage B) under the Homeowners 3 policy is true? A) Structures attached to the dwelling by a fence or utility line are considered to be part of the dwelling rather than other structures. B) The amount of insurance on other structures is equal to a percentage of the coverage on the dwelling. C) There is coverage for a private garage only if it is rented to a tenant of the dwelling. D) Coverage applies even if the other structure is used for business purposes. 4) 5) All of the following losses are subject to special limits of liability under the Homeowners 3 policy EXCEPT the A) destruction by fire of property used for business purposes. B) theft of firearms.
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This note was uploaded on 04/07/2008 for the course RM 357E taught by Professor Arnold during the Spring '08 term at University of Texas.

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HO_practice_exam_summer_2007 - Practice exam Homeowners...

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