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At the local level the colorado health benefit

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Unformatted text preview: do Health Benefit Exchange will essentially be a clearinghouse to be accessed by individuals who do not or cannot obtain private insurance on the open market or through their employer. It remains to be seen whether purchasing coverage through the exchange is a cost advantage as continued on page 62 61 2012 Colorado Business Economic Outlook Financial Activities continued from page 61 coverage cost and plan details are not yet determined. There still seems to be disagreement on whether an employer would be better off paying the penalty for not providing coverage, forcing employees into the exchanges, or leveraging the perceived competitive hiring advantage by offering a private plan. The latter argument appears to be losing momentum as so many candidates are available for most jobs. 2018 • 40% Excise Tax on High-Cost “Cadillac” Plans Additional items still on the horizon: In the years prior to 2014, it is predicted that increased mergers and acquisitions (M&A) activity will occur among insurance companies. The creation of the exc...
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This note was uploaded on 02/11/2013 for the course MGMT 231 taught by Professor Yu during the Spring '13 term at Bauder.

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