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Unformatted text preview: do Health Benefit Exchange will essentially be a clearinghouse to
be accessed by individuals who do not or cannot
obtain private insurance on the open market or
through their employer.
It remains to be seen whether purchasing coverage through the exchange is a cost advantage as
continued on page 62
61 2012 Colorado Business Economic Outlook Financial Activities
continued from page 61 coverage cost and plan details are not yet determined. There still seems to be disagreement on
whether an employer would be better off paying
the penalty for not providing coverage, forcing
employees into the exchanges, or leveraging the
perceived competitive hiring advantage by offering
a private plan. The latter argument appears to be
losing momentum as so many candidates are available for most jobs. 2018
• 40% Excise Tax on High-Cost “Cadillac” Plans Additional items still on the horizon: In the years prior to 2014, it is predicted that
increased mergers and acquisitions (M&A) activity will occur among insurance companies. The
creation of the exc...
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This note was uploaded on 02/11/2013 for the course MGMT 231 taught by Professor Yu during the Spring '13 term at Bauder.
- Spring '13
- The Lottery