Private Health Insurance 2007

Private Health Insurance 2007 - Chapter Ten Private Health...

Info iconThis preview shows pages 1–6. Sign up to view the full content.

View Full Document Right Arrow Icon

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon

Info iconThis preview has intentionally blurred sections. Sign up to view the full version.

View Full DocumentRight Arrow Icon
This is the end of the preview. Sign up to access the rest of the document.

Unformatted text preview: Chapter Ten Private Health Insurance estimated 35 million (15% population) Americans do not have health insurance; they are usually: students aged over 19; part time employees; people who are between jobs; too rich for Medicaid / too poor for private insurance; people working for small businesses; people with insurance usually have: group policy (thru place of employment); non group policy (self-employed); Blue Cross & Blue Shield; commercial insurance companies; Health Maintenance Organizations (HMOs); Medicaid & Medicare; others (military, Veterans Administration, Indian Health Service); History of Health Insurance originated in Europe in early 1800s for low- skilled, low-income workers; 1st US health insurance was the federal Marine Hospital Service in 1798, then the California gold-rush workers and railroad workers in mid 1800s; 1st modern health insurance began in Dallas, TX in 1929 - Blue Cross for hospital care; Blue Shield started in California in 1939 for medical care; during WWII, employers offered health benefits in lieu of higher wages; after WWII, health insurance become routine benefits - offered to 50% population; now, employer sponsored insurance is very common (75% - 90%) for all working people; Types of Health Insurance...
View Full Document

Page1 / 17

Private Health Insurance 2007 - Chapter Ten Private Health...

This preview shows document pages 1 - 6. Sign up to view the full document.

View Full Document Right Arrow Icon
Ask a homework question - tutors are online