Chapter 26 AQ’s 1) a. Ben’s false detainment of the customer will be covered under his occurrence policy. Although, he did not report the claim until a month later, it happened within the policy period and he will be covered. It will be covered under coverage B in section 1 of his policy. b. This will be covered under Ben’s policy in coverage A for bodily injury and property damage liability. c. This will be covered under Ben’s policy if he is convicted of violating the copyright laws. It will be covered under section 1 coverage B in his policy. Since he claims it is original, he probably will not be convicted of this crime. d. The insurance company will not cover this loss because there was a defective part in the dishwasher. This falls under the exclusion for property damage to impaired property in section 1 coverage A of his policy.
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