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course hero 1 - Universal Health Care Health care is a...

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Universal Health Care Health care is a major topic in America because it touches every person -- children, adults, and the elderly. At any given stage of our lives, we need some sort of care, be it preventative care, treatment for an injury, or management of an illness. The health care system is a complex issue because it involves hospitals, doctors, insurance companies, employers, and federal and state governments. Unfortunately, as excellent as the U.S. health care and medical technology is, there are still some shortcomings and deficiencies. The cost of health care has risen so much in the past decade that more and more people are unable to afford to keep themselves healthy. Businesses and employers are slowly stopping or decreasing providing health care insurance benefits that they provide to their employees. For every one hundred insured people, there are approximately thirteen uninsured people. Of those one hundred insured people, about thirty are under-insured, which means that they pay more out-of-pocket instead of having the insurance company cover the expenses, primarily because of high insurance premiums. In 2006, the United States spent over two billion dollars on medical care, which includes the costs of doctors, hospitals, rehabilitation facilities, biotechnology, and pharmaceuticals. America spends, per year, an average of six thousand dollars in medical care per person. These numbers are very high when compared with other industrialized nations, such as Switzerland and Norway, the next two biggest per-capita spenders, at a little over three thousand dollars per person. Though it seems like we are paying a lot now, “U.S. government actuaries predict that U.S. health spending will double by 2015 — to more than $12,300 per person” (Clemmitt). With the presidential election coming up in November of 2008, many questions have been posed about what America should do about the health care system and it is
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one of the top issues in both the Democratic and Republican primary campaigns. New York Senator Hillary Clinton has proposals that would “reduce costs and improve quality in the health care system” (Hillary Clinton Announces Agenda to Lower Health Care Costs and Improve Value for All Americans). Mitt Romney, the former governor of Massachusetts, says that people should not have to pay new taxes to get full health care (Issue Watch: Health Care). Illinois Senator Barack Obama states that health care should be a right for everyone, not a privilege for the few (“Health Care”). All of these candidates are for universal health care, which is a government mandated program intended to ensure that all citizens have access to health care. Mitt Romney has already instituted universal health care in Massachusetts, and along with the other two candidates, is campaigning to get universal health care available to all Americans. Right now in America, there are both publicly- and privately- funded health care programs that help to provide for the elderly, disabled, and the poor, and federal law grants
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