43 essentials of business information systems chapter

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Unformatted text preview: pter 9 E-Commerce: Digital Markets, Digital Goods M-Commerce Accessing Information from the Wireless Web • Cell phones and mobile handhelds • Data limitations • Display size • Wireless portals (mobile portals) • Feature content and services optimized for mobile devices to steer users to information they are most likely to need 9.43 Essentials of Business Information Systems Chapter 9 E-Commerce: Digital Markets, Digital Goods Electronic Commerce Payment Systems Types of Electronic Payment Systems • Digital wallet • Stores credit card and owner identification information and enters the shopper’s name, credit card number, and shipping information automatically when invoked to complete a purchase • Micropayment systems: • Developed for purchases of less than $10 • Accumulated balance digital payment systems • 9.44 Accumulating debit balance that is paid periodically on credit card or telephone bills Essentials of Business Information Systems Chapter 9 E-Commerce: Digital Markets, Digital Goods Electronic Commerce Payment Systems Types of Electronic Payment Systems • Stored value payment systems • • Enable online payments based on value stored in online digital account May be merchant platforms or peer-to-peer (PayPal) • Digital checking • Extend functionality of existing checking accounts to be used for online payments • Electronic billing presentment and payment systems • 9.45 Paying monthly bills through electronic fund transfers or credit cards Essentials of Business Information Systems Chapter 9 E-Commerce: Digital Markets, Digital Goods Electronic Commerce Payment Systems Digital Payment Systems for M-Commerce • Three types of mobile payment systems in use in Japan • Stored value system charged by credit cards or bank accounts • Mobile debit cards • Mobile credit cards • 9.46 In the U.S., the cell phone has not yet evolved into a mobile payment system...
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